In Commercial Lending, Visibility Reduces Risk
Lenders underwriting commercial real estate loans face a common challenge: verifying the quality, location, and viability of collateral—especially across multiple markets. Sending a third-party inspector on-site can be costly, slow, and inconsistent.
VidTech is changing that.
With drone-powered video inspections and 4K visuals enhanced by geographic and operational overlays, lenders and debt funds now have a faster, smarter way to assess property-level risk—before funding and throughout the loan term.
How Lenders Use VidTech
📍 During Underwriting
Before issuing term sheets or finalizing loan documents, lenders can review high-resolution drone footage showing key site characteristics: deferred maintenance, occupancy, site access, roof condition, flood exposure, surrounding comps, and more.
🧾 For DSCR and NOI Analysis Support
Video overlays can include tenant mix, unit counts, loading docks, drive-thrus, ingress/egress, and other features that impact income potential—especially useful for triple-net or multi-tenant properties.
🧰 Post-Close Monitoring
VidTech inspections are ideal for periodic check-ins on stabilized or transitional assets. Spot early warning signs: deferred capex, lease turnover, or unexpected site changes.
🛠️ Construction Progress Checks
For construction or bridge loans, lenders use our drone footage to confirm vertical progress, foundation completion, and contractor staging—all timestamped for documentation.
Case Study: A Debt Fund’s Edge in Industrial Lending
A mid-sized CRE debt fund financing light industrial deals across the Sunbelt started using VidTech to support underwriting on $5M–$20M loans. With 72-hour turnaround, they received video packages including:
- Flyover footage
- Roof condition visuals
- Access roads and turning radius views
- Nearby tenant overlays and logistics connections
The fund cut its due diligence time by 40% and avoided two loans with early red flags.
Faster Decisions. Fewer Surprises.
Whether you’re a balance sheet lender, life company, debt fund, or conduit shop, VidTech gives you the ground-level clarity of an in-person inspection—with none of the delays.
Let’s Help You Lend Smarter
Schedule a demo and see how VidTech’s video inspections can support your underwriting and loan monitoring process.
For custom packages or enterprise pricing, contact [email protected].
